Download the app
Install AqchaPay from App Store, Google Play, RuStore or AppGallery and register by phone number in a minute.
● Tez · Ishonchli · Xavfsiz — rate updated
Fast transfers to Uzbekistan and CIS countries from Russia in a minute
Send rubles — the recipient gets money on a Uzcard, Humo, Visa, Mbank or Korti Milli card in Uzbekistan, Tajikistan and Kyrgyzstan. One of the best rates on the market, delivery in one minute and the Aqcha Bonus loyalty program for every transfer.
Uzcard · Humo · Visa · Mbank · Korti Milli
Licensed partners
24/7 support
100 000+operations
40 000+users
50 000+downloads
80 000+recipient cards
3 STEPS
How to transfer money with AqchaPay
No bank visits or queues. Everything is in the app — enter the recipient's card in Uzbekistan and send.
Enter the recipient's card
Enter a Uzcard, Humo, Visa, Mbank or Korti Milli card number and the amount in rubles. The rate locks instantly.
Confirm the transfer
Pay with a Russian bank card — the money will arrive on the recipient's card within a minute.
LOYALTY PROGRAM
Aqcha Bonus — earn AQCHA for every transfer
Collect AQCHA bonuses and use them to pay utility bills.
Your Aqcha balance
Earned automatically for transfers and daily tasks.
A
170 AQCHA
= bonus for transfer
A
1000 AQCHA
= bonus for referring a friend
-
Make a transfer
Send money to your loved ones — you earn AQCHA coins for every operation.
-
Daily tasks
Complete simple tasks in the app and get extra AQCHA every day.
-
Use your bonuses
Use accumulated AQCHA to pay utility bills.
FEATURES
Fast · Reliable · Secure
Fast, reliable and secure — the three principles AqchaPay is built on.
Best rate
One of the most favorable RUB–UZS rates. The rate updates in real time — you see the exact recipient amount before sending.
Reliability
We work with trusted partner banks in Russia and Uzbekistan. Millions of successful operations and hundreds of thousands of satisfied clients.
Security
Data encryption, two-factor authentication and 24/7 transaction monitoring — financial industry standards.
THE APP
Everything at hand — on one screen
The AqchaPay home screen: card rates, quick actions, daily AQCHA bonuses and transfer history.
AQCHABOY5679 AQCHA
99+
UZCARD
156.5UZS
1 RUB = 156.5
HUMO
156.5UZS
1 RUB = 156.5
VISA
76.88RUB
1 USD = 76.88
Ucash
76.51RUB
1 USD = 76.51
O'TKAZMALARUzcard Humo Visa
NAQDYuborish
TO'LOVXizmatlari
MENING UYIMQulay to'lov
Kunlik bonus100 AQCHA!
Bajarish
Do'stni taklif qiling1000 AQCHA!
BajarishReferal qilish
Oxirgi amaliyotlarHammasi
HUMO
AQCHABOY **16482026-04-23 17:24:42
156 500,00 UZSMuddati tugagan
Asosiy
Bonuslar
O'tkazma
Monitoring
Real-time ratesUzcard, Humo, Visa and Ucash — a fresh rate always right on the home screen.
One-tap quick actionsTransfer, cash, bill payment, Mening uyim — everything in one tap.
Daily AQCHA bonusesKunlik bonus and referral program — earn points every day.
Transfer history at handAll operations are shown right on the home screen — nothing gets lost.
CASH PICKUP TRANSFER
UCash — cash dollar pickup transfers
Send rubles from Russia — the recipient picks up cash dollars at branches of Universalbank, Mikrokreditbank and Garantbank across Uzbekistan. Limits are significantly higher than P2P card transfers, with a fee of just 0.5%.
Higher limits than P2P
Cash pickup transfers have significantly higher limits than P2P card transfers — send large amounts with ease.
Only 0.5% fee
One of the lowest fees on the market. The exact amount and fee are shown in the app before sending.
Cash dollars at bank branches
Collect cash dollars at branches of Universalbank, Mikrokreditbank and Garantbank across Uzbekistan — no bank card needed.
24/7 support on Telegram
Got questions? Write to us on Telegram — we answer quickly, any time, in Russian and Uzbek.
REVIEWS
4.8 rating on App Store and Google Play
★★★★★
«I sent money to family in Samarkand — the funds arrived on Humo in less than a minute. The rate is better than at the bank, and Aqcha Bonus is a nice plus.»
— Akmal, Moscow★★★★★
«I use AqchaPay every month. Everything is transparent, the interface is simple, and Telegram support replies instantly.»
— Dilshod, Saint Petersburg★★★★★
«I've been using it for a year. The rate is always better than the bank's, the transfer history is convenient. I recommend it to friends.»
— Malika, Kazan
FAQ
Frequently asked questions
What is AqchaPay?
AqchaPay is a mobile app for fast and reliable money transfers from Russia to Uzbekistan and CIS countries at a favorable rate. Transfers are credited to Uzcard, Humo, Visa, Mbank and Korti Milli within one minute.
Which countries can I send transfers to?
Currently AqchaPay operates on the Russia → Uzbekistan, Tajikistan and Kyrgyzstan corridors. We plan to expand the service geography — follow the news in the app.
Which cards can I send money to?
Transfers are accepted to popular cards in Uzbekistan and CIS countries: Uzcard, Humo, Visa, Mbank and Korti Milli. You only need the recipient's card number.
How much does a transfer cost?
The fee depends on the transfer amount and is shown in the app before you confirm the operation. We aim to offer one of the most favorable rates and lowest fees on the market.
How fast does the money arrive?
Most transfers are credited to the recipient's card within 1 minute. In rare cases processing may take several minutes depending on the recipient's bank.
What are the transfer limits?
Limits depend on your verification status and Russian regulations. You can always find the current limits in the app on the transfer screen.
What is UCash and how does it work?
UCash is a cash pickup service in Uzbekistan. Through a UCash transfer in the AqchaPay app, you send rubles and the recipient collects cash in dollars or soms at UCash points across Uzbekistan. Limits are significantly higher than P2P card transfers, with a fee of just 0.5%.
Do I need to verify my identity?
To start, registering with your phone number is enough. To raise your limits you'll need to complete a simplified identification — it takes a few minutes in the app.
What is Aqcha Bonus?
Aqcha Bonus is a loyalty program where you earn AQCHA coins for transfers and daily tasks. Accumulated coins can be used for fee discounts or a better rate.
Is the app safe to use?
Yes. AqchaPay uses modern encryption standards, two-factor authentication and 24/7 transaction monitoring. We work only with licensed partner banks.
How do I contact support?
Support is available 24/7 on Telegram: @aqchapay_support_bot. We'll answer any question in Russian or Uzbek.
How do I delete my account in AqchaPay?
Deleting your account in AqchaPay Mobile is easy — you only need your phone number to confirm. Once deleted, your session ends on all devices immediately. You can delete your account from any device — Android, iPhone or a browser: https://aqchapay.com/delete-account/en/
Download AqchaPay
Point your camera at the QR code or choose your app store.
iOS · Android